Terms and Conditions

Welcome to our online platform dedicated to helping users build confidence in managing personal finances. By accessing or using this service, you agree to comply with and be bound by the following terms and conditions.

1. Use of Service

This service provides educational content focused on financial basics such as tracking spending, building savings habits, and avoiding common money mistakes. It is designed to function primarily offline, with the exception of an embedded Google Map on the Contact page.

2. Interactive Features

Users may explore Coaching Packages that simulate registration processes. These interactive features are for educational and illustrative purposes only and do not constitute actual financial coaching or advice.

Any data inputted during mock registrations is not stored or shared beyond your device.

3. Intellectual Property

All content on our platform, including text, graphics, interface designs, and logos, are the intellectual property of our service or its licensors.

Unauthorized use, reproduction, or distribution of any content without our express written consent is prohibited.

4. User Conduct

Users agree to engage with this platform responsibly and will not:

• Use the service for any unlawful purpose or in violation of any local laws or regulations.
• Attempt to disrupt, harm, or interfere with the operation of the platform or its offline functionality.
• Extract or reuse the platform’s code, designs, or content for unauthorized commercial gain.

5. Disclaimer of Warranties

This platform is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee the accuracy, completeness, or reliability of any financial information presented. Use this service at your own risk.

6. Limitation of Liability

Under no circumstances shall our platform, its creators, or operators be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the service.

7. Privacy and Data

Since this platform mainly operates offline, it does not collect, store, or transmit any personal data except what you enter as part of interactive simulations on your device. No personal information is shared externally.

8. Governing Law

These Terms are governed by the laws of Tanzania, without regard to its conflict of laws principles.

9. Contact Information

For any questions regarding these Terms and Conditions, please reach out to us at our business location: